STRATEGY & PRODUCTS
Real Estate Lending, Tailored to the Plan
Whole loan, bridge, transitional and development financing across the UK, structured around each asset and business plan.
OUR APPROACH
“More than financing. A partner in execution.”
AlbionArc lends against quality UK real estate where a clear business plan creates value – acquisition, repositioning, refurbishment, lease-up, development or sale.
We back strong sponsors with flexible senior capital, and protect it through careful structuring and disciplined credit analysis.
Key Terms at a Glance
Loan size
Approximately £10m – £300m
Term
12 – 36 months
Leverage
Whole loans up to mid-to-high 70s LTV for high-quality sponsors
Security
High-quality UK real estate
Sectors
All UK real estate sectors, including residential, office, hospitality, senior living and development assets
Decision-making
Direct access to decision-makers; credit approvals within the borrower’s timeline
Our Lending Products
Whole Loans
One lender for the full senior debt requirement: simpler structures, fewer parties and greater certainty – including acquisition finance.
Bridge & Transitional Loans
Short-term capital for acquisitions, refinancings and value-add plans – repositioning, refurbishment, lease-up, stabilisation or bridge to sale.
Development Finance
Selective funding for experienced developers delivering well-planned new-build, conversion and repurposing schemes.
Refinancing Solutions
Practical solutions for borrowers facing loan maturities or changing market conditions as bank appetite tightens.
TYPICAL SITUATIONS
Where Speed and Judgment Make the Difference
Bridge to sale
Funding an asset through stabilisation, lease-up or repositioning ahead of a sale.
Acquisitions
Whole loans for strong sponsors, sized to the business plan.
Transitional and development
Short-term capital for assets being repurposed or brought to market.
Refinancing
A solution when existing debt matures and banks will not extend.
THE ALBIONARC DIFFERENCE
Why Borrowers Choose Us
Tailored Structures
Terms shaped around the asset, the sponsor and the timetable.
Rigorous Credit
Bank-standard analysis and careful risk management.
Fast Decisions
Direct access to decision-makers and an efficient process to close.
Lasting Relationships
Partnerships with sponsors, borrowers and intermediaries that go beyond a single deal.
Strong Backing
The capital and banking base of Rainbow Debt Capital and the UK real estate expertise of Delancey.
